Roof Interior Damage

One of the common questions we receive from townhome associations is regarding damage to the interior of a townhome unit resulting from a roof leak or ice damming that causes water to infiltrate into a unit and damages carpeting flooring furniture etc.

Roof interior damage.

The condo association is generally responsible for insuring the common elements of the condo. And exposed misplaced roofing repair nails should be pulled and the holes patched. Tiny holes in shingles are sneaky because they can cause rot a leaky roof and other damage for years before you notice the obvious signs of a leak. Here are five common forms of consequential damage from roof leaks.

2 slip and falls. A large pile of granules at the end of your downspout. You might find holes left over from a satellite dish or antenna mounting brackets or just about anything. Regardless of your assessment of the board s history of repair on the roof generally speaking their responsibility ends where your unit interior begins.

Take a look at your insurance policy to see what it covers before contacting your insurance company. 1 ceiling tiles falling and causing damage to inventory. Visual identification of debris on the roof deck. The owner of the unit then seeks reimbursement from the townhome association for the costs of repairing the carpeting flooring furniture etc.

Potential signs of debris damage. Unit owners are responsible for insuring unit interiors and contents. It s rarely a good sign when someone from human resources gets involved in your maintenance. Homeowners insurance typically covers damage caused to your roof by hail windstorms fire tornados and vandalism.

A small amount is normal especially for new shingles.