Roof Leak Should I File A Claim

But before you make your decision on filing seek the advice of a dependable roof repair contractor.

Roof leak should i file a claim.

If the damage is found to not be covered by your insurance you already have a working relationship with a reputable roof repair company that you can contact for services. Once the contractor inspects your roof they ll provide you with a written report and their recommendations. If you have questions about your roof and or an insurance claim please contact us. Pro roofing siding has earned numerous awards for its remarkable service and expertise.

Your homeowners insurance policy generally covers roof leaks and other damages to your roof as long as the cause of the damage is not specifically excluded by your policy. Before making a claim for roof damage as with any claim make sure to consider your home insurance policy s deductibles to determine whether filing a claim makes the best financial sense. Review your deductible so you know what you have to work with before a claim is your only choice. When a storm hits your area always assume that your roof has been affected.

Save receipts for repairs. When you go to file a roof replacement claim with your insurance company having a written report completed by established roofing contractors can act as evidence. It makes perfect sense and is well within your policy guidelines. The problem is your insurance company might decide you re too big of a risk and will terminate your coverage.

First contact your insurance provider then a roofing company. Submitting this paperwork is what initiates the claim process. If the roof damage is from vandalism be sure to file a police report before contacting your insurance company. The insurance company can provide you with the paperwork you need to file a claim.

However if a leak occurs due to a lack of maintenance you may have to pay for the repairs yourself. You don t have to break any rules to be fired by your insurance company. A trustworthy contractor will never recommend a roof replacement when repairs suffice. This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business.

Do not let several days or weeks pass by before you file a roofing insurance claim. Whether you file a claim or not get the leak fixed. File an insurance claim to fix the roof leak as soon as possible.