Building features that reduce wind damage and can lower wind insurance premiums include.
Roof mitigation credit.
During the inspection your inspector will look at the areas of your home that are most important for mitigating wind damage and write up a report detailing their findings.
If the roof was installed on or after march 1 2002 and we can prove it by finding a building permit or documentation to prove what material was put on the roof it will qualify for a mitigation credit.
The shape of your roof.
Age of roof covering.
Wind mitigation credits can offer savings available from florida insurance companies for building features that reduce damage during high wind events like hurricanes.
One is an impact resistant roof discount for roofs that protect against lightning and hail.
To qualify for wind mitigation credits it s essential to have a roof that has the proper amount of nails with the proper length and design to withstand the most wind.
All homes built 2002 to present fall into category c which is the best option for the overachievers out there that means plywood osb roof sheathing with a minimum thickness of 7 16 inch attached to the roof truss rafter.
Sometimes we can tell that the roof has been replaced but are unable to find any records to back up what we can see.
No roof coverings meet the requirements of answer a or b.
The type of shingles used.
The florida wind mitigation also known as the florida uniform wind mitigation report is a standard form that is made up of 7 questions each question is a chance to receive a discount on your homeowner s insurance based on what you have.
Roof discounts may range from 5.
You get wind mitigation credits by performing a wind mitigation inspection on your home.
Uniform mitigation verification inspection form.
Thursday july 26 2018 the reduction on the windstorm portion of your homeowner s insurance that is allowed for a strong roof to wall attachment averages 35 and is the largest discount for many homeowners.
One or more roof coverings do not meet the requirements of answer a or b.
Many of these same features are part of our dsci home review so while we are performing the wind mitigation inspection we can also complete a home review for an additional fee to provide the owner with information on how to increase wind premium credit opportunities.
It is exceeded only by the discount for a hip roof sloped on all sides which averages 47.
Roofing permit application after 9 1 1994 and before 3 1 2002 or the roof is original and built in 1997 or later.
Credits can go up to the maximum savings of 88 off the hurricane wind premium.
Another is a roof age discount which applies to homes with newer roofs.
However with minimal wind mitigation features in place the inspection will pay for itself in the first year.
Dsci is the only company that.
How old is the roof.
The roof deck attachment.
A few things you might see listed in this report are.
What is the wind mitigation.
